We make a positive difference in the way you buy your insurance by allowing you immediate download of necessary insurance applications. You'll find applications and more all on our web site. Denise G. Jackson, LUTCF owns a premier insurance firm for business owners, families and those interested in financial security. You can call us anytime and we will guide you. Designing creative insurance strategies has never been easier.
IT'S EASY! 1) Get Quote, then click the "Apply Now" button to your chosen company.
2) Double click on the "Online Application" or "Paper"
3) Fax your application to our direct fax
(818) 337-7224
4) You will receive confirmation that your fax was received.
Do I have to sign-up for health insurance through the California state exchange?
No, as your broker, I am an important and vital partner for Covered California and will be able to enroll you into the same state plans as well as the Open Market plans where I can help you find a plan for your specific needs.
Enrollment Periods:
Individuals:
Initial enrollment: October 1, 2013 to March 31, 2014
Normal enrollment: October 1 to December 31
Businesses:
Initial enrollment: November 1, 2013 to December 31, 2013
What about dental insurance:
Only pediatric dental health plans are mandated as part of the ACA. Depending upon where the child lives, three different product options are available including: DHMOs, DPPOs and DEPOs.
The six selected companies representing these products are:
Anthem Dental
Blue Shield of California
Delta Dental of California
Health Net Dental
LIBERTY Dental Plan
Premier Access Dental
Adult Vision and Dental Plans:
ACA only requires children be covered as Essential Health Benefits, so there are individual adult plans available from the very same dental insurance companies. Prices are very reasonable for adult individuals. Health and dental coverage is important since they screen for diseases to ensure early detection and prevention, many times not detectable with medical health screenings only.
Costs
Premiums will be based on income. In order to receive premium assistance you will have to verify financial need with proof of documentation (tax returns, INS status) to qualify. There are no “free” health insurance plans. Plans are named based on “metals” such as Bronze (lowest level), Silver, Gold, Platinum (highest level). Cost will align with the plan, so a Bronze plan will be the lowest cost.
Penalties
The Affordable Care Act (ACA) legally requires everyone to have health insurance, so there are penalties if you choose not to buy health insurance. It will be assessed as 1% of family income in 2014, 2% of family income in 2015, 2.5% of family income in 2016, and annual increases by cost of living after 2016.
Get immediate access to the insurance plans you need. Our technology sets Jackson Financial Services apart. We include a suite of services that offers you quotes and the application online so you enjoy 24 hour access to our office! Our firm executes services on a local, national and virtual level from anywhere in the world. It's how we help you succeed. If you would like to discuss your insurance needs, plain old-fashioned telephone calls are what our business is centered on. We offer you value. We are boutique in nature through the relationship we develop with you. Our firm is large enough to operate efficiently, apply in-depth research and support sophisticated technologies; while sized to deliver personal service on the way to reaching your goals.
Because we work with busy people who have a specific interest in working with us throughout their lifetime, we have built our business on working in a timely manner. Denise G. Jackson, LUTCF offers reliable and prompt insurance planning demonstrating to our clients, they come first.
From the simple courtesy of returning telephone calls, to providing honest and straight forward options, opinions and strategies. We place your best interests at the core of our business. We have been awarded as a leader in the financial service community by top carriers, and we recognize that our service has put us there. Contact us at (818) 881-8887.
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